Expert in Retail and Corporate financing, Author of the Bank Guarantees Conveyor Methodology.

• Over 17 years of experience in banking: developming efficient business processes and decision-making methodologies; developing modules for overdrafts, traditional loans, and express bank guarantees.
• 9 years of experience in the guarantee business: in 2018, launched one of the first fully automated decision-making processes for bank guarantees in Russia — the “auto-approval” system.
• Currently focused on optimizing and automating processes that enable banks, agents, and clients to establish effective collaboration in obtaining bank guarantees and loan products.